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Here are just a few things to consider if you are planning to get a loan for a factory built. Inventory is low which is not our Havasu normal so make sure to call us so that we can look everywhere including those not yet listed.
Nothing built before June 15, 1976 can get a standard real estate loan.
The factory built cannot be moved from one site to another, needs to have an affidavit of affixture
Singlewides can only be primary residence and go FHA only. If you go FHA financing we need an engineer’s certification that it’s set per FHA guidelines.
Doublewides can go conventional or FHA.
The interest rates can be anywhere from .375% higher and up.